No annual fee; Earn 1. Earn 1. 25 RBC Rewards points for every $1 you spend. Below, we've put together several helpful hints to help you reduce your bank fees. credit card without U. Popular ChoicesWhy You’ll Love Paying Your RBC Credit Card Bill This Way. Pay bills and schedule payments when it’s convenient for you. This charge will be reversed in 3 to 5 days once your account has been validated. S. Avion Premium points can’t be transferred to RBC ® ‘s airline partners, except for WestJet Rewards, where the prevailing 1:1 ratio (1 Avion point =. , Royal Trust Company or The. As soon as your new card is activated, please remember to sign the back of the card. Limited time offer. RBC Direct Investing gives you two ways to use your points: Grow your savings by redeeming p oints online for cash contributions to your Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA), Registered Education Savings Plan (RESP), or deposits to your non-registered cash account. Limited Time Offer. Open an Account. Purchase Rate: 20. 50 charge to validate your card enrollment. 50 charge to validate your card enrollment. Conditions Apply. This charge will be reversed in 3 to 5 days once your account has been validated. I currently have the RBC ION + that I got in Jan. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. Apply Now. RBC ION+ Card vs. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily public. Introducing the New Debit Card. We'll cover different methods to activate the ca. RBC Offers are available to all RBC Royal Bank personal chequing account holders and all RBC credit cardholders. 4 Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will. Description Phone Number; Everyday Banking; Banking Accounts Client Cards Lines of Credit and Loans Mortgages: 1-800-769-2511 Teletypewriter (TTY) Services for those who are deaf or hard of hearing: 1-800-661-1275A credit card provides a convenient and secure way to shop, budget and manage your financial resources. Earn Avion Points on Everyday Purchases. Only certain RBC credit cards earn Avion points. 50 charge to validate your card enrollment. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. This charge will be reversed in 3 to 5 days once your account has been validated. Earn points faster with everyday purchases like gas and travel using select cards 1. Plus, become a Be Well member and link your eligible RBC debit and credit cards. If you’d like more information on how to make a payment using your RBC personal or business credit card account, please call customer service at 1-800-769-2512 . For Private Banking credit cards, please call 1 888 769 2585. RBC ION Visa Pay no annual fee and earn 1. Interest Rates. , RBC Direct Investing Inc. Cash Advance Rate: 22. After having taken a Personal Finance course, he knew that he would be the target of credit card companies approaching him for his business. , RBC Direct Investing Inc. A minimum of 2,500 Points must be redeemed. Faites une demande d’ici le 6 décembre 2023. 24-hr support, 7 days a week. 5 and 2. Purchase Rate: 20. Find out more. Sure, some have a few. Report my lost or stolen card through RBC Online Banking. The updated Avion Rewards T&C says ION points will be worth 0. Offers many credit options to suit your individual or family needs. Move Money Instantly 36 – Easily make trades and transfer money between your accounts. S. Annual Fee: $0. S. Request a one-time verification code, sent via text to your mobile number. ×1 Award winner. Two of those websites are: and. Please refer to your RBC Royal Bank Credit Card Agreement for more details. RBC Rewards, WestJet Dollars, Avios, and Asia Miles. Earn 1. RBC ION Visa Credit Card. Description Phone Number; Everyday Banking; Banking Accounts Client Cards Lines of Credit and Loans Mortgages: 1-800-769-2511 Teletypewriter (TTY) Services for those who are deaf or hard of hearing: 1-800-661-1275BalanceProtector ® Max Insurance. It’s the best way to make sure you don’t leave deals and savings behind. Outside North America: Call us collect at: 1-514-392-9167; 1-514. 99%. Unlimited debit transactions in Canada. RBFCU offers all the banking services you would expect. Banking; Investing at RBC; Wealth Management; Capital Markets; About RBC; Search RBC. Select your new credit card from the list of accounts and choose “Set Up Now". Introductory Offer: 15,000 welcome points. Get cash at over 50,000 no-fee 2 ATMs across the U. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. Your RBC Royal Bank Credit Card Agreement explains the terms under which you use your RBC Royal Bank credit. 25 Avion points for every $1 spent in net purchases with your card, on up to $75,000 per year 2. 33 cents. This charge will be reversed in 3 to 5 days once your account has been validated. * (Apply by July 31, 2022). Get 12,000 Avion points * when you’re approved for the RBC ION+ Visa credit card or 6,000 Avion points * when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. Unlimited RBC Mobile Cheque Deposits 103. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. No annual fee; Earn 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. “Up to $50 in value” represents the combined value of the following promotional offers when you apply by October 31 st,2024 and are approved for: The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption. e. address? How do I apply for a credit card? I have a U. Can't do 5x like cobalt since visa fees are much lower but 3x is really good. After Value Program Rebate: 3. ^. To Make a Payment to Your Credit Card in the Mobile app: Sign in and go to Move Money in the bottom menu. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Tap Pay a Bill. Limited time offer. RBC wanted to consolidate into 1 points currency for their in house system. You can also transfer Avion Premium points earned on the RBC ® ION Visa and RBC ® ION+ Visa to WestJet Dollars. and pay using your eligible RBC card. 99% on purchases, 22. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 5. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. com. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. Benefits of the RBC ION Visa Card. RBC is responsible for ensuring that all disputes are dealt with in a fair and equitable manner. $4 monthly fee. Earn Avion points at our fastest rate for business. Finance questions and answers. RBC Cash Back Mastercard. Benefits of the RBC Avion Visa Infinite card. This charge will be reversed in 3 to 5 days once your account has been validated. 5 cents: Around 1 cent: Rewards: Flights, merchandise, gift cards, activities and charitable donations. Offer Ends January 3, 2024. GET $350. Offer expires July 31 st, 2024. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. Instead of the traditional cash-back model, the RBC ION and ION+ Visa give you Avion points, which you can use to pay bills, your credit card balance, or send money to friends via Interac e-transfer. Credit card and debit card insurance coverage underwritten by RBC Insurance Company of Canada • • Mobile Device Insurance . 1 You will earn 1. ca you'll receive a $150 Amazon GC WELCOME OFFER - Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months. If you use Interac Online Payment service to make CRA tax payments: You will be able to make tax payments to CRA using Interac Online Payment until May 30, 2023. Complete offer eligibility criteria by March 29, 2024. You can set up payment reminders—so you’ll never miss a due date or pay a late fee. , RBC Global Asset Management Inc. Our application is currently undergoing maintenance to make it better for you. Monthly fee $11. Sign Up Online or Call 1-855-826-5328. AdChoices. Compare This Card. Earn 20,000 RBC® Avion points upon spending $5,000 in the first six months †. Trade your way – Select from stocks, ETFs, mutual funds and more. , RBC Global Asset Management Inc. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 2M views. Faites une demande d’ici le 6 décembre 2023. If you have a Petro-Points‡ card, simply link it to your RBC Avion Visa Infinite Privilege card to receive: – 83 cents off per litreRBC ION + Visa. The Signature RBC Rewards Visa is one of RBC’s entry-level credit cards and a low-fee credit card option for students. Points 3. Enjoy a suite of premium insurance coverages † – including Mobile Device Insurance 3 and Emergency Medical. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. bills and review your transaction history. One of the benefits of this is that it simplifies the range of RBC credit cards: some were part of the Avion program, such as the most popular, the RBC Avion Visa Infinite Card while some others were part of the RBC Rewards program. WestJet RBC World Elite Mastercard. This charge will be reversed in 3 to 5 days once your account has been validated. Oxford Gift Card Plus (1) Parcheggio (1) PEI Liquor (1) Petro-Canada™ (1) PetSmart (1) Pharmaprix (1) Pita Pit (1) Pizza 73 (1) Pizza Hut (1) Pizza Nova (1). Unlimited Moneris deposits. New to Canada? You could get up to a $15,000 credit card limit*. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. View Offer Details. , RBC Direct Investing Inc. It seems to be the only thing that is close to the point collecting capabilities of the Amex Cobalt. Interest rates. Points can also be transferred to friends or family. Bank anywhere, anytime online and with the RBC Mobile app 25. 00. $19. 58 cents apiece. 9%. I have the Signature RBC Rewards Visa already with RBC. creditcardGenius is a smart credit card matchmaker that compares 126+ features of 204+ credit cards, with objective ratings, rankings and reviews. Ends January 31, 2024. 9%. The RBC ION Visa card is a decent entry-level no-fee credit card for young adults and students with a flexible rewards system and the ability to earn points for common everyday purchases. RBC Avion Transfer Partners: RBC Avion Rewards points can be transferred to up to 5 travel partners. 95. According to creditcardgenius. , RBC Global Asset Management Inc. 2 Also earn 1 Moi point on every dollar spent at Super C. Call 1-800-769-2511 or apply online for your student line of credit. You'll save 3 cents per litre on fuel, and earn 20% bonus Petro Points. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. Limited time offer. With the NEW ION family of cards, you can start earning faster on the purchases you make most. 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. The RBC Ion card isn't that great as the points are worth at max 0. to Midnight. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Pay U. RBC Royal Bank About RBC open in new tab; Locations open in new tab; Customer Service open in. m. $4 charged monthly (low Annual Fee of $48) 2. Peace of mind while travelling with a suite of. With membership and credit card: With RBC credit card only: Number of partners: 150+ partners (in-store and online) No partners: Value of points: Between 0. Grocery. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. 14, 2022 /CNW/ - Today, Visa and Royal Bank. S. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. RBC ION+ Visa. Well, this recently released RBC ION+ card seems to be quite the CC. credit history or a U. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Up to 2% cash back. 1. 50. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). This means 10,000 Avion Rewards points can be worth anywhere from $100 to $233 on average. Up to 15,000 55,000 bonus points + Up to 2. , Royal Trust Company or The Royal Trust Corporation of Canada insured item must be paid using your RBC ION+ Visa card in order to be covered. The other is at Rexall. Find a Branch or ATM. For an RBC ION+ Visa credit card, RBC has a special offer in place: apply by November 30, 2022, and get up to 12,000 Avion reward points upon getting credit card approval. No annual fee. Get up to 55,000 Welcome Points. While this is par for the course with no fee credit cards, there are others that. , RBC Global Asset Management Inc. The Royal Credit Line for Students is an easy and flexible way to borrow. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. This charge will be reversed in 3 to 5 days once your account has been validated. 50 charge to validate your card enrollment. In a way, a credit score is like a report card, allowing lenders determine how much risk they may be taking on, by lending money to an individual. of this year. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. $0 monthly fee for one year for newcomers 7. , RBC Direct Investing Inc. Avoid foreign transaction fees on your U. Note: This card requires a minimum personal income of. 1-800-769-2520. Enter the verification code and add your card to Apple Pay. Points 3. . In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. WestJet RBC ® MasterCard ‡. Apply by March 14th, 2024. 21. 99% (21. As far as I can tell, the Cash Back. And with your Visa branded card, you can access cash at over 2. and Canadian accounts instantly – for free 8. Yes, you can apply to open most RBC bank accounts online or in the RBC Mobile legal bug 17 legal bug 12 legal bug 14 app if you meet these requirements: . For bill payments to other RBC clients, RBC will process the cancellation instantly provided the request was made on the same day the bill was paid. Here’s how it works: Get a Petro-Points 53 card and link it to an eligible RBC Client Card (debit card) or credit card. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. * Limit of 1 Statement Credit per client: Aug 5, 21: Get 10,000 Be Well points when you spend $40 or more on eligible purchases** at participating Rexall locations and pay with your eligible RBC Royal Bank credit or debit card*. Set up a one-time transfer or opt for a recurring points transfer to ensure your points add up quickly. Keep up with your RBC Bank U. * Rates and terms subject to change. Once your bill is paid, you’ll get a confirmation number immediately that you can keep on file. S. View Card Details. Choose from 9 Avion Rewards credit cards and get travel perks, fuel savings and more 1. Personal / Credit Cards / Cardholders / Manage My Card. Beyond a modern, premium design, your new debit card comes with enhanced features. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. You must be enrolled in RBC Online. Enjoy 3,500 Avion points upon approval . Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. No-Monthly-Fee Banking for a year 7. Report your lost or stolen card online by following a few simple steps. Learn More about Making a Credit Card Payment. ) accounts. I double checked just now, air Canada Flight 667 yhz-yul january 25th 11:35am, $125 cad on air canadas website, or $256 (25,600 points) if. 3,500 Avion points (“Welcome Points”) will appear within the first two monthly statements. These benefits typically include: Rewards Program: The card offers a robust rewards program that allows cardholders to earn 1. 00. Choose from a wide range of cards and start building your credit history. Follow the on-screen instructions and tap When to select an upcoming date. 50 statement credit once the switch was processed. That redemption rate provides a 0. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0. 5 Avion points for every $1 spent on eligible purchases and one. 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. RBC Visa CreditLine for Small Business. Up to 10 outgoing Interac e-Transfer 60 transactions. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. 5 Avion Premium points per $1 spent on groceries, gas, streaming, and more (7,000 points is worth up to a $50 gift card). Still a pathetic offering, given the crap conversion of 172 AV to $1. 2. Jun’s first term at Concordia was in the Winter 2023. 99% / 22. 1. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. If you have an RBC ® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC ® ‘s premium credit cards, including this one. Other Sites. Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each). , Royal Trust Company or The Royal Trust Corporation of Canada Only certain RBC credit cards earn Avion points. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Earn 1 Avion point for every $2 spent in net purchases with your card. The insurance is very basic with this credit card, including only extended warranty and purchase protection. $100 GeniusCash + 700 WestJet Dollars ( terms) Best business RBC credit card. 1. Compare. , RBC Direct Investing Inc. RBC Employee Student Loan; RBC Energy Saver Loan; RSP Loan, Royal Credit Line; Royal Credit Line for General Program; Royal Credit line for Professional in Medical & Dental Studies; Royal Credit Line for Professional Studies (i. Pay U. Business Banking. 500 points. Earn 1. Weekends 7 a. You will earn 1. I am a novice to personal financing and I am looking for a wise opinion on the card, and whether it is a good credit card compared to other credit cards out there. With its $39 annual fee, you get travel insurance perks that are not offered by the three other RBC cards in the ‘student’ category, i. Product Summary of Credit Card and Debit Card Insurance Coverages with the RBC ® ION+ ™ Visa ‡ Card. Transfer money between your RBC U. Trade with Points by using your points to. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Additional Card: $0. You can also search for credit cards using the various Canadian credit card websites that have search functions. To Make a Pre-Arranged Bill Payment or Transfer in the Mobile App: Tap Move Money in the Navigation Bar. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. See BalanceProtector Max Details. Save 3¢/L on fuel 52 and earn 20% more Petro-Points 53, plus 20% more RBC Rewards points 51 (if paying with a linked RBC credit card that earns RBC. Break down larger costs and select the repayment term that’s best. 99% interest rate on cash advances and balance transfers for the first 10 months. TORONTO, Nov. Unlimited electronic debits and credit transactions 59. Call our 24-hour toll-free number 1-800-769-2512. Apply Online. That means with the iON+ you’re getting 1. 1. RBC ION+ Visa card features With a 19. The RBC ION Visa Card comes with a range of standard benefits that make it an attractive option for cardholders. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. 50 charge to validate your card enrollment. Rewards Rate. RBC Cash Back Mastercard, RBC ION+ Visa, and RBC ION Visa. deltatux •. Each of the welcome and bonus offers, as well as the potential to earn rewards, are decent. 20. 99% on purchases, 22. $39. *. 99% on cash. With this no-annual-fee RBC credit card, you can earn 1. Offre d’une durée limitée. With no annual fee and a pretty simple system for earning rewards, the RBC ION Visa is an attractive option, especially if you're already used to or interested in the Avion Rewards program. Phone number: 1-877-636-2870. Here are some student favourites⎯we can help you decide on a card when you call or visit a branch. 3,500 Avion points (“Welcome Points”) will appear within the first two monthly statements. $ 24 or $ 18. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. 20. Get valuable insurance coverage such as purchase security/extended warranty insurance 5. 1 comment. As he also had a bank account with RBC, he thought it best to build credit history with them and accepted RBC’s. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. Enjoy unlimited deliveries with $0. Tip #4: Use Online or Mobile Banking. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Report Lost or Stolen Card. 99% on cash advances. $19. When it comes to earning rates, you receive 5 points for every $1 you spend on food and beverages (this includes takeout,. ^. Get high-value flexible flight rewards and the option to boost reward value even higher by transferring your points to 4 airline rewards programs with the RBC Avion Visa Infinite. 99% if you reside in Quebec) Cash Advance: $5. Credit. Bank accounts. As of August 31, 2018, RBC Royal Bank will no longer provides or accepts credit card cheques. This credit card is still valid but no longer offered to new customers. Apply by November 27, 2023. m. purchases 19. Learn More About RBC Cards These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. I’m wondering if I could get the Ion+ card for other regular purchases where it’s Avion earnings are greater. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. RBC Avion Visa Infinite. Website: avionrewards. 81% for the RBC Rewards+ Visa. Sign into RBC Online Banking: Select your credit card on the Accounts Summary page ; On the Account Details page, select Activate My Credit Card; Follow the instructions; By Phone: Call 1-877-900-5900; For Private Banking credit cards, please call 1-888-769-2597; If your card has a signature strip on the back, please remember to sign it once it. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. Redeeming Rewards. 99 monthly ($155. Call 1-800-769-2511. Best RBC Avion credit card: RBC Avion Visa Infinite. Card Details. Get a 0.